Showing posts with label Star Club Lifestyle. Show all posts
Showing posts with label Star Club Lifestyle. Show all posts

Sunday, December 20, 2015

Pelaburan Unit Amanah Melalui KWSP Akaun 1 atau Melalui Cash.

Akaun 1 KWSP tidak boleh dikeluarkan sehingga sampai umur bersara ia boleh dilaburkan ke institut dana pelaburan (IPD) yang dibenarkan. Dan kami CWA, adalah antara syarikat unit trust yang bertapak kukuh di Malaysia dan performace dana paling outstanding di Malaysia..
Faedah pelaburan:
Dengan potensi pulangan pelaburan yang berbaloi-baloi, ia membantu membantu meningkatkan nilai modal pelaburan anda. Setelah anda bersara, jumlah wang KWSP yang anda terima adalah lebih daripada yang dijangkakan (selalunya mereka yang selalu semak penyata tahu berapa wang KWSP yang diterima setelah pencen).
Katakanlah jika anda jangka 100K anda akan terima setelah bersara dan ada 20-25 thn untuk bersara, anda harus ingat nilai 100K yang akan datang tidak sama seperti nilai 100K sekarang. Kos makin hari makin meningkat dan nilai semakin susut dan siapa tahu 100K akan datang hanyalah 30k seperti sekarang.
Konsep ini sama seperti selalu orang sebut 'kalau dulu rm1 boleh dapat macam2 kuih, sekarang rm1 hanya dapat 2 atau 3 biji kuih sahaja.'
Dengan peluang yang ada, anda haruslah manfaatkan faedah yang boleh diperolehi dengan pelaburan melalui akaun 1 KWSP ini.
Dan manfaat yang sama diterima sekiranya melabur/menyimpan melaui cash.
Jangn lepaskan peluang keemasan! Sekarang masa terbaik untuk anda menyimpan/melabur di dalam unit amanah
AZMI
tel/SMS 019-2866 957
Whatsapp/Telegram 019 2866 957
email : azmi.mdali@yahoo.com
https://smartinvestingtip.wordpress.com/

Thursday, October 29, 2015

Is EPF Alone Enough For Your Retirement?


Most people do not think about their retirement until they are approaching it. They get complacent and put their retirement planning on the back-burner from the moment they begin their career, and usually get too caught up in the rat race to remember checking this off their to-do list.
Just as Rome was not built in a single day, our retirement nest cannot be completed overnight as well. It takes many years of careful planning and discipline to save up for a secure and comfortable retirement. Therefore, it is imperative that we start planning for our retirement as soon as possible.
A key reason for placing retirement planning low in our priority list for financial security is the mistaken belief that our Employees Provident Fund (EPF) savings would be enough to last us a lifetime. But is that the truth or just wishful thinking?
Reality bites. Malaysians would generally agree that their EPF savings do not suffice if they are looking to continue with their current standard of living post-retirement.
As such, the process of saving for retirement must commence as early as possible as funds require time to accumulate. The longer we delay planning for our retirement, the shorter the time frame we have to accumulate savings, effectively limiting the compounding growth of our investment returns. This also means having to make higher contributions to our investments.
Don’t wait until it’s too late ― get started now!

Tuesday, October 27, 2015

Boosting Retirement Fund


Be A CIMB Star Club Member




Thank you for your continuous support and trust in us. It is you who has brought us to where we are today. And like any great relationships, we are committed to serving you better through your years with us. 

It is our pleasure to introduce you to the exclusive rewards that you will receive as an esteemed Star Club member.






At Star Club, our priority is you. 

We have a host of personalised privileges specially designed for your ease of mind:
  • Priority Services such as dedicated priority line so that you do not need to wait in line for any information and assistance that you may require as our dedicated customer service team will attend to your queries promptly. We also make wealth management planning simpler for you by furnishing you with our up-to-date market updates and research.
  • Priority Star Lifestyle to enjoy priceless experiences beyond the ordinary with our Star Club lifestyle events. There is certainly more to explore with Star Club. We believe the exclusive rewards that you are about to receive will exceed expectations and beyond.



Priority Services
Dedicated Priority Line
Puts you ahead of the queue when you call our Star Club Priority Line at +019-2866 957 for any information and assistance that you may need. 

Financial exclusivity
Enjoy exclusive financial offers and latest product promotions from time to time exclusively for our Star Club members to enable you to create, accumulate, protect, preserve and distribute your wealth. 

Dedicated Star Club member’s page
For your convenience, viewing of your monthly transaction is at your fingertips on Star Club member’s page. 

Free Insurance Coverage*
Enjoy free Group Personal Accident with Permanent Disability Insurance coverage that compensates you should you suffer bodily injury caused by violent, accidental, external and visible means.
 
Up-to-date market updates and investment outlook
Keeps you well informed on market conditions with comprehensive market research and information. 

Quarterly consolidated statements
At Star Club, we believe in simplifying account statements that will make it easier for you to refer to at your convenience. With our quarterly consolidated statements, you may now view all your account statements in one single view. 

Email and SMS alerts on product highlights, promotions and special occasions
Get first-hand information on any of our product promotions, campaigns and even receive special announcements and greetings via our Email and SMS Alert services.


Priority Star Lifestyle
Private invitation to Star Club lifestyle events and financial seminars
• Invitations to selected events that complements your lifestyle from dining, shopping to golfing.• Invitations to financial seminars to keep you abreast of latest financial solutions to create, protect and preserve your wealth.
 
Lifestyle offers
A chance to receive exclusive privileges, discounts and gift surprises on special occasion from time to time* 


Qualification for Star Club membership is based on the following criteria:
    Be a Star Club member by maintaining total investment or Asset Under Management (AUM) in Unit Trust (UT) or Private Retirement Scheme (PRS) as follows:
  • GOLD : RM100,000 to RM500,000.
  • PLATINUM : RM500,001 to RM1,000,000.
  • DIAMOND : RM1,000,001 and above.
    OR
  • Maintain a minimum of RM10,000 in Insurance or Takaful premium.
How to stay as a Star Club member?
Unit Trust: 
Principal holder of UT needs to maintain a minimum of RM100,000 AUM. Members are given a grace period of 6 months to top up their investment once the AUM falls below RM100,000. 

Private Retirement Scheme (PRS): 
PRS member needs to maintain a minimum of RM100,000 savings in their PRS account. This total amount shall be deducted upon partial/full withdrawals of their PRS account. Members are given a grace period of 6 months to top up their PRS account once the amount falls below RM100,000. 

Insurance or Takaful: 
Policy or certificate holder needs to maintain a total inforced annual premium or contribution of RM10,000 and above. The total inforced annual premium or contribution shall be deducted accordingly for any lapse in the insurance policies or takaful certificates. Members are given a grace period of 6 months to reinstate their lapsed policies or certificates. 

For more information, please contact
STAR CLUB PRIORITY LINE at +6019- 2866 957