Pelaburan Unit Amanah Melalui KWSP Akaun 1 atau Melalui Cash.

Akaun 1 KWSP tidak boleh dikeluarkan sehingga sampai umur bersara ia boleh dilaburkan ke institut dana pelaburan (IPD) yang dibenarkan. Dan kami CWA, adalah antara syarikat unit trust yang bertapak kukuh di Malaysia dan performace dana paling outstanding di Malaysia..

Faedah pelaburan:

Dengan potensi pulangan pelaburan yang berbaloi-baloi, ia membantu membantu meningkatkan nilai modal pelaburan anda. Setelah anda bersara, jumlah wang KWSP yang anda terima adalah lebih daripada yang dijangkakan (selalunya mereka yang selalu semak penyata tahu berapa wang KWSP yang diterima setelah pencen).

Katakanlah jika anda jangka 100K anda akan terima setelah bersara dan ada 20-25 thn untuk bersara, anda harus ingat nilai 100K yang akan datang tidak sama seperti nilai 100K sekarang. Kos makin hari makin meningkat dan nilai semakin susut dan siapa tahu 100K akan datang hanyalah 30k seperti sekarang.

Konsep ini sama seperti selalu orang sebut 'kalau dulu rm1 boleh dapat macam2 kuih, sekarang rm1 hanya dapat 2 atau 3 biji kuih sahaja.'

Dengan peluang yang ada, anda haruslah manfaatkan faedah yang boleh diperolehi dengan pelaburan melalui akaun 1 KWSP ini.

Dan manfaat yang sama diterima sekiranya melabur/menyimpan melaui cash.

Jangn lepaskan peluang keemasan! Sekarang masa terbaik untuk anda menyimpan/melabur di dalam unit amanah

AZMI
tel/SMS 019-2866 957
Whatsapp/Telegram 019 2866 957
email : azmi.mdali@yahoo.com

https://smartinvestingtip.wordpress.com/

Melabur Unit Trust With A Return 10% - 25%

Peluang melabur Unit Trust Patuh Shariah terpilih CIMB Principal.

Dengan strategi mudah dan berkesan, anda mampu mendapatkan pulangan hebat 15%-25% pulangan setahun. Teknik yang betul mampu menurangkan risiko anda... Low Risk, High Return.

Anda ingin melabur PERCUMA dengan menggunakan EPF anda?

Perlukan khidmat nasihat dan pandangan professional secara PERCUMA?

AZMI
tel/SMS 019-2866 957
Whatsapp/Telegram 019 2866 957
email : azmi.mdali@yahoo.com

https://smartinvestingtip.wordpress.com/

Pelaburan Unit Trust

Berdasarkan kepada senario pasaran semasa, kami mencadangkan pelaburan dipelbagaikan ke pasaran Asia Pasifik. Pemilihan ini berlandaskan kepada kadar faedah global yang rendah, polisi kewangan yang menarik, peningkatan pasaran di Eropah & China, harga minyak yang lebih rendah yang telah membantu peningkatan pelaburan di Asia Pasifik.

Kami ingin mencadangkan dana syariah yang telah memenangi anugerah, CIMB Islamic Dali Asia Pacific Equity Growth Fund* (sebelum ini dikenali sebagai CIMB Islamic Equity Fund) yang telah memenangi The Edge-Lipper Fund Awards sebagai The Best Islamic Malaysia Equity Asia Pasific Ex Japan untuk 3 & 5 tahun dan CIMB Islamic Dali Equty Fund**. Kedua-dua dana menumpukan pelaburan di Asia Pasifik.

Pelaburan boleh dimulakan dengan 3 cara:

1. Pelaburan tunai sekaligus minimum RM500

2. Pelaburan tunai minimum RM500 & pelaburan seterusnya minimum RM200 (tetap - bulanan)

3. Pelaburan melalui akaun 1 KWSP minimum RM1,000

Pelaburan dalam unit amanah boleh mempelbagaikan simpanan anda & boleh dikeluarkan pada bila-bila masa sahaja.

Sehubungan dengan itu sekiranya anda berminat untuk mengetahui lebih lanjut tentang cadangan pelaburan ini, anda boleh menghubungi saya seperti di bawah:

AZMI
tel/SMS 019-2866 957
Whatsapp/Telegram 019 2866 957
email : azmi.mdali@yahoo.com

https://smartinvestingtip.wordpress.com/

CIMB - Asset Management Company Of The Year, Malaysia

https://smartinvestingtip.wordpress.com

CIMB - Best Asset Manager In Southeast Asia (2010-2015)

CIMB Islamic DALI Asia Pacific Equity Growth Fund

https://smartinvestingtip.wordpress.com/2015/12/10/cimb-islamic-dali-asia-pacific-equity-growth-fund/

CIMB-Principal Global Titans Fund & CIMB-Principal Greater China Equity Fund

TEMPLETON PUTS FAITH IN MALAYSIA WITH NEW GLOBAL ISLAMIC FUNDS

November 26, 2015 —

The world’s second-largest asset manager by market value plans to lure some of the $376 billion parked in Malaysian bank deposits by setting up global Islamic stock and bond funds in Kuala Lumpur next year.

Franklin Templeton Investments, which has more than $801 billion in assets, will seek approval from the regulator to start at least two Shariah-compliant funds to serve as offshoots from the three it has in Luxembourg, country head Sandeep Singh said in an interview in the Malaysian capital last week. That would complement similar investment options available from CIMB-Principal Asset Management Bhd. and RHB Islamic International Asset Management Bhd.

The new funds will beef up choices for Malaysians looking to diversify after this year’s 17 percent plunge in the ringgi.

A looming U.S. interest-rate increase has already prompted global investors to offload twice as many stocks in the Southeast Asian nation as they did for all of last year and to cut bond holdings.

“People are looking at more international investments because the volatile currency highlighted the merits of diversification,” said Singh. “As markets get more sophisticated, it’s a matter of time before global equity and bond funds get more traction among Malaysian investors.” The San Mateo, California-based fund trails behind BlackRock Inc. in terms of assets, according to data compiled by Bloomberg.

‘Healthy Trend’
Franklin Templeton launched its first Shariah-compliant bond fund in Malaysia at a presentation in Kuala Lumpur on Nov. 19, targeted at local individual and corporate investors. It currently oversees more than $4 billion of Islamic and conventional assets in the country on behalf of institutions and high net-worth investors, said Singh.

The firm’s Luxembourg funds have been drawing interest from investors globally, he said. One of those dedicated to sukuk and another to equities have given cumulative net returns of 7.53 percent and 11.1 percent, respectively, over the past three years, according to the company’s fact sheet.

It’s a “healthy trend,” given that the availability of Islamic funds is small compared with conventional counterparts, Singh said. BIMB Investment Management Bhd., a unit of Malaysia’s oldest bank providing services in accordance with Muslim principles, also started a multi-currency global Shariah investment option this month.

source

https://smartinvestingtip.wordpress.com/2015/12/10/templeton-puts-faith-in-malaysia-with-new-global-islamic-funds/

Award winning Funds

Boosting Retirement Fund

Unit Amanah Patut Syariah

KWSP VS Unit Amanah

Kenapa pilih RM200K kalau blh dpt RM500K?

Mr Ali berusia 40 tahun. Dia membiarkn wang RM100K di EPF selama 15 tahun.Di akhir persaraan wang tersebut berkembang menjadi RM239 K sedangkan Mr Abu mengeluarkan sebahagian dari Akaun 1 KWSP (100K) dengan menyimpan di Unit Amanah. 

Mr Abu mendapati wangnya selama 15 tahun di unit amanah telah berganda kepada RM547K iaitu telah nemberi pulangan purata 12%.. Woww lihatlah berbezaan compounding effect kepada dana persaraan anda.. Jom ubah.. Gandakan wang persaraan anda dengan kami. Hubungi perunding kewangan bertauliah Cimb Wealth Advisor kami..
Azmi 019-2866 957

Start Investing

Start investing! There are many opportunities to invest in Malaysia. 

If anyone is worried whether the investment is Non-Halal/Non Syariah Compliance, Not approved by Bank Negara Malaysia, Skim Cepat Kaya... Not sure...???? Then start thinking and take action, invest in Unit Trust withCWA :

- Syariah Compliance
- Potential higher return of 10-15% per annum over medium to long term investment
- Capital gains not taxable
- Professional investment services, managed by Professional Fund Managers
- Diversification of good stocks and bonds to minimize the risk
- Approved and permitted by Security Commission
- Best Asset Managers in Southeast Asia for 6 consecutive years - Islamic funds that won Best Performance funds for 3 years, 5 years and 10 years by The EDGE LIPPER Award.
- Offer wide array of investment opportunities whether in Malaysia or globally and across Asia Pacific countries.

Private Retirement Scheme (PRS) – A Guide to Malaysia’s Voluntary Private Retirement Scheme

What is the Private Retirement Scheme (PRS)?


In short, the PRS is a defined contribution pension scheme which allows people (or their employers) to voluntarily contribute into an investment vehicle for the purposes of building up their retirement income.

In a Malaysian retirement framework, it is to be complemented with (and not a substitute for) the mandatory contributions made by both employee and employers to the EPF scheme.

Having a voluntary scheme in addition to the EPF also allows private company employees and self-employed persons to voluntarily contribute towards their retirement in a systematic way.

Similarities of PRS with the EPF:

1. Retirement Purpose: Both the EPF and PRS schemes are for building up a person’s retirement assets and income.

2. Tax Benefit: Tax relief is given for contributions to both schemes (up to RM6,000 a year for EPF, RM3,000 for PRS)

PRS vs EPF: A SummaryFeature Differences PRS EPF

Feature Differences	PRS	EPF
Contribution Type	Voluntary	Mandatory
Contribution Amount	No statutory minimum or maximum	Statutory minimum (11% Employee, 12-13% Employer)
Contribution Frequency	No statutory interval	Statutory Monthly Contribution
Contribution Paid to	Individual PRS Providers	EPF Directly
Yearly Personal Tax Relief	RM3,000	RM6,000
Partial Withdrawal	From Sub-Account B only, and 8% Tax Penalty	Account 2 only, specific reasons no penalty
Selection of Fund Investments	Freedom of Selection (among PRS Providers)	Freedom only on Partial Amount (EPF-MIS)
Dividend Policy	No statutory minimum (depends on Fund performance)	Minimum 2.5% p.a.

PRS Providers

The PRS Providers are fund management firms which are approved by the PRS administrators to manage the investment vehicles that contributions get paid into.

The eight PRS Providers approved (as at 5 April 2012) are:
CIMB-Principal Asset Management Bhd;
AmInvestment Management Sdn Bhd;
American International Assurance Bhd;
Hwang Investment Management Berhad;
ING Funds Bhd;
Manulife Unit Trust Bhd;
Public Mutual Bhd; and
RHB Investment Management Sdn Bhd.

LIST OF TRUST FUNDS UNDER THE EPF MEMBERS INVESTMENT SCHEME

EPF Tust Fund List

Investors' Letter - CIMB Islamic DALI Equity Growth Fund

http://www.scribd.com/doc/102027242/20110531-AR-CIMB-Islamic-DALI-Equity-Growth-Fund 20110531 + AR + CIMB Islamic DALI Equity Growth_ Fund